How much does HVAC cost in Memphis?
By Our research team · Last verified · Methodology
Most Memphis homeowners pay $3,850–$8,650 to replace a central AC on existing ducts (3 tons, installed). Typical is $5,950, about 4% below the US typical of $6,200. Replacing the furnace too brings it to $6,300–$15,550.
How we get this data- Typical
- $5,950
- Low end
- $2,900
- High end
- $12,950
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Get my fair quote →The typical Memphis price is $5,950, 4% below the US typical of $6,200.
Memphis's price band
Memphis is pricier than 70% of the 195 US metros we price for HVAC work.
Expect $3,850–$8,650 for a new 3-ton central AC in Memphis and $5,950 for a typical job. Homes without ducts usually go ductless: $4,350–$9,700 for two zones and $7,750–$17,500 for four.
Memphis summers are hot and humid, and both heat pumps and gas furnace + AC systems are common. Under the federal Southeast standard, a new split central AC under 45,000 BTU must be at least 14.3 SEER2.
Every figure below includes equipment and installation. The usual extras are the permit at $95–$240, a new refrigerant line set at $190–$630, and any ductwork or electrical fixes the contractor finds.
Comparing cities, or after the US-wide picture? See the national guide: HVAC cost in the USA.
$3,850–$8,650 to replace a 3-ton central AC on existing ducts in Memphis, installed — $5,950 typical. A heat pump runs $5,350–$12,150, a gas furnace $2,700–$7,750, and AC + furnace together $6,300–$15,550. Verified November 2026. Get free Memphis quotes →
- 3-ton central AC on existing ducts: $3,850–$8,650 ($5,950 typical)
- Heat pump, 3-ton: $5,350–$12,150; gas furnace: $2,700–$7,750
- AC + furnace together: $6,300–$15,550
- Mini-split: $2,450–$5,450 for one 12,000 BTU zone, $7,750–$17,500 for four
- Downtown & Midtown runs 5–10% above the city average; North Memphis & Frayser: standard pricing
Prices verified November 2026 · Cross-referenced against 45+ American pricing sources · See methodology
Installed prices for the Memphis metro, re-verified November 2026. Equipment-heavy jobs move less with local labor costs than service calls do.
| Service | Low | Typical | High |
|---|---|---|---|
| Central AC replacement, 3-ton (existing ducts)installed | $3,850installed | $5,950 | $8,650 |
| Central AC + gas furnace, replaced togetherinstalled | $6,300installed | $9,500 | $15,550 |
| Heat pump replacement, 3-ton (existing ducts)installed | $5,350installed | $7,750 | $12,150 |
| Central heat pump, high-efficiency with zoning (3-ton)installed | $9,700installed | $14,100 | $20,400 |
| Gas furnace replacement (80–96% AFUE)installed | $2,700installed | $4,450 | $7,750 |
| Ductless mini-split, 1 zone, 9,000 BTUinstalled | $2,150installed | $3,200 | $4,650 |
| Ductless mini-split, 1 zone, 12,000 BTUinstalled | $2,450installed | $3,800 | $5,450 |
| Ductless mini-split, 1 zone, 18,000 BTUinstalled | $3,100installed | $4,850 | $7,000 |
| Ductless mini-split, 1 zone, 24,000 BTUinstalled | $3,700installed | $6,050 | $8,550 |
| Ductless mini-split, 1 zone, 30,000–36,000 BTUinstalled | $4,650installed | $7,600 | $11,200 |
| Multi-zone mini-split, 2 zonesinstalled | $4,350installed | $6,300 | $9,700 |
| Multi-zone mini-split, 4 zonesinstalled | $7,750installed | $11,650 | $17,500 |
| Like-for-like AC swap: same-size mini-split, existing line setinstalled | $2,250installed | $3,400 | $5,050 |
| Install only: homeowner-supplied mini-split, 1 zonelabor only | $480labor only | $1,050 | $1,900 |
| Evaporative (swamp) cooler, roof-mountedinstalled | $1,250installed | $2,250 | $3,500 |
| Ductwork replacement, whole houseinstalled | $2,400installed | $5,300 | $9,200 |
| AC compressor replacement (out of warranty)per repair | $1,250per repair | $2,050 | $2,900 |
| AC repair, major: refrigerant leak fix + rechargeper repair | $580per repair | $1,250 | $2,400 |
| AC repair, minor: capacitor, contactor or drain lineper repair | $140per repair | $290 | $580 |
| AC tune-upper visit | $70per visit | $110 | $190 |
| Whole-system HVAC tune-up (AC + furnace)per year | $140per year | $220 | $430 |
| Duct cleaning, whole houseper home | $290per home | $430 | $670 |
| Smart thermostat, installedinstalled | $200installed | $290 | $440 |
| Old AC or furnace removal and disposalper unit | $95per unit | $240 | $480 |
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Prices verified November 2026 · Cross-referenced against 45+ American pricing sources · See methodology
Figures are for the Memphis metro area in November 2026. Rural edges may add trip fees; Downtown & Midtown sits at the top of these ranges.
HVAC prices across Memphis
Same city, four kinds of job. Older buildings in Downtown & Midtown take longer, bigger homes in East Memphis, Germantown & Southaven need bigger systems, and North Memphis & Frayser usually comes in at or under the city typical.
Downtown & Midtown
- Installed
- $4,050–$9,500 installed
- Typical job
- $5,600–$7,550 / 3-ton AC swap
Condos, row houses and older buildings. Condensers often sit on roofs or in tight side yards, and paid parking, freight elevators and building rules all add labor.
South Memphis & Orange Mound
- Installed
- $3,950–$9,100 installed
- Typical job
- $5,450–$7,200 / 3-ton AC swap
Renovated older homes. Contractors here often find leaky ducts or a tired air handler or furnace, which is where a simple AC quote grows.
North Memphis & Frayser
- Installed
- $3,850–$8,650 installed
- Typical job
- $5,350–$6,850 / 3-ton AC swap
Established neighborhoods of single-family homes. Most jobs are a standard swap at the city's typical price.
East Memphis, Germantown & Southaven
- Installed
- $3,850–$9,150 installed
- Typical job
- $5,350–$7,250 / 3-ton AC swap
Bigger homes with garages and attics. Many need 4 to 5 tons or two systems, and attic air handlers take longer to swap than ones in a garage or closet.
Real-world HVAC costs in Memphis
Here's what common HVAC jobs cost in Memphis in 2026, a 3-ton central AC replacement on existing ducts, installed.
Swap a 3-ton AC on good ducts
Same spot, same size, matched indoor coil, old unit hauled away. Most Memphis jobs land near $5,950; a 17+ SEER2 unit adds about $2,000.
Replace the AC and gas furnace together
The usual move when both are 15+ years old. One install, one warranty, a matched system. Typical is $9,500.
Switch from AC + furnace to a heat pump
A 3-ton heat pump on existing ducts, typically $7,750. Keeping the furnace as backup (dual-fuel) runs $6,900–$16,500.
Cool one room with a mini-split
A 12,000 BTU single-zone mini-split for a bedroom, office or addition, typically $3,800. A 9,000 BTU unit for a small room is $2,150–$4,650.
Cool a whole home with no ducts
A 4-zone ductless system, typically $11,650. Adding ducts for central AC instead costs $2,400–$9,200 before the equipment.
How much does HVAC cost in Memphis?
$3,850–$8,650 installed, with $5,950 the typical Memphis price. The spread is mostly the equipment tier and the install: a standard unit on a ground pad is a one-day job, while rooftop condensers, attic air handlers and new line sets add hours.
Heating changes the math. A gas furnace alone runs $2,700–$7,750, a 3-ton heat pump $5,350–$12,150, and replacing the AC and furnace together $6,300–$15,550. For Memphis's climate, a heat pump or a gas furnace with central AC is the usual fit.
Central AC, heat pump and furnace prices in Memphis (2026)
A 3-ton central AC runs $3,850–$8,650, a 3-ton heat pump $5,350–$12,150, and a gas furnace $2,700–$7,750, all installed.
| Line on the quote | Low | Typical | High |
|---|---|---|---|
| Central AC replacement, 3-ton (existing ducts) | $3,850 | $5,950 | $8,650 |
| Heat pump, 3-ton (existing ducts) | $5,350 | $7,750 | $12,150 |
| Gas furnace (80–96% AFUE) | $2,700 | $4,450 | $7,750 |
| Central AC + gas furnace together | $6,300 | $9,500 | $15,550 |
| Mini-split, 1 zone, 12,000 BTU | $2,450 | $3,800 | $5,450 |
| Mini-split, 2 zones | $4,350 | $6,300 | $9,700 |
| Mini-split, 4 zones | $7,750 | $11,650 | $17,500 |
| Ductwork replacement, whole house | $2,400 | $5,300 | $9,200 |
The gap between an AC and a heat pump in Memphis is about $1,800 at the typical price. That gap buys heating as well as cooling, so it matters most when the furnace is near the end of its life.
What moves an HVAC quote in Memphis:
- Size: a 2-ton system runs about $5,000 and a 5-ton about $8,350 at the typical price. Ask for a Manual J load calculation.
- Efficiency: the minimum here is 14.3 SEER2; a 17+ SEER2 two-stage unit adds about $2,000.
- Access: attic air handlers, rooftop condensers and tight closets add labor, most often in Downtown & Midtown.
- Line set and coil: a new line set runs $190–$630, and the indoor coil has to match the new refrigerant.
- Season: spring and fall bring the best prices; a breakdown during a summer heat wave brings the worst.
Ask every Memphis contractor for the same things: tonnage, SEER2 rating, model numbers for both the outdoor and indoor units, and whether the permit and line set are included. Compare those, not just the total. Get a quote for your heating and cooling work →
HVAC cost in Memphis by home size
About $5,350 for a 2.5-ton AC (1,000–1,600 sq ft), $5,950 for 3 tons (1,600–2,000 sq ft), and $7,350–$8,350 for 4–5 tons in homes over 2,500 sq ft, typical Memphis prices on existing ducts.
Worked example: a 2,000 sq ft Memphis home with a 16-year-old AC and furnace. Replacing both runs about $9,500; switching to a 3-ton heat pump on the same ducts runs about $7,750; replacing only the AC is $5,950 but leaves an old furnace in place.
Homes over 2,500 sq ft or with two floors often have two systems or zoning. A high-efficiency zoned heat pump runs $9,700–$20,400, and adding zoning to an existing system $1,650–$4,350.
Memphis HVAC costs by system type
| System type | Cost | Best for |
|---|---|---|
| Central AC, 3-ton (existing ducts) | $3,850–$8,650 installed | Homes with sound ducts and a furnace or air handler to pair with |
| Ductless mini-split, single zone (9,000–18,000 BTU) | $2,150–$7,000 installed | One room, an addition, or a home with no ducts |
| Multi-zone ductless mini-split (2–4 zones) | $4,350–$17,500 installed | Whole homes with no ducts, room-by-room control |
| Heat pump, 3-ton ducted (heats and cools) | $5,350–$12,150 installed | Mild and hot climates; replacing an AC and electric heat |
| Gas furnace + AC, replaced together | $6,300–$15,550 installed | Cold climates with natural gas and old equipment on both sides |
| Gas furnace only (80–96% AFUE) | $2,700–$7,750 installed | When the AC is newer than the furnace |
| Dual-fuel: heat pump + gas furnace | $6,900–$16,500 installed | Cold climates: electric heat most days, gas on the coldest |
| Cold-climate heat pump, 3-ton ducted | $9,250–$23,300 installed | Northern homes leaving gas, oil or propane |
| Central heat pump, high-efficiency with zoning | $9,700–$20,400 installed | Big or two-story homes with hot and cold rooms |
| Evaporative (swamp) cooler, roof-mounted | $1,250–$3,500 installed | Dry Western climates only |
| Geothermal heat pump (ground loop) | $14,600–$34,000 installed | Large lots and long stays in one home |
| Window or through-the-wall AC | $200–$1,150 installed | Single rooms and renters; cheapest way to cool |
Equipment vs installation: the Memphis AC bill
On a typical $5,950 3-ton swap in Memphis, the condenser and matched coil are roughly $2,400–$3,550 and the rest is labor, materials, the permit and overhead. Labor usually makes up 40–60% of an AC replacement.
Buying the unit yourself rarely saves much: many contractors won't install customer-supplied equipment, and the ones who do charge $480–$1,900 or more for a mini-split and won't cover the parts. Brand warranties often require a licensed installer.
What's included in a Memphis AC replacement (and what costs extra)
A standard replacement quote covers the outdoor unit, a matched indoor coil, refrigerant, connection to your existing ducts and wiring, removal of the old unit, and startup. Common extras:
- Permit and inspection: $95–$240, often built into the quote
- New refrigerant line set: $190–$630 if the old one can't be reused
- New condenser pad: $40–$240
- Electrical panel upgrade: $820–$3,850, mostly when adding a heat pump or more capacity
Ask for the AHRI certificate showing the matched rating of your outdoor and indoor units. It proves the system you paid for is the one that was installed.
Memphis's climate
Memphis summers are hot and humid, and both heat pumps and gas furnace + AC systems are common. Under the federal Southeast standard, a new split central AC under 45,000 BTU must be at least 14.3 SEER2.
System size
Each ton adds equipment cost: about $5,000 for 2 tons and $7,350 for 4 tons at the typical Memphis price. A Manual J load calculation often shows a smaller system will do.
Efficiency rating
The federal minimum for a new split AC here is 14.3 SEER2 for units under about 3.75 tons, and 13.8 SEER2 for bigger units. Higher ratings cost more upfront and pay back fastest where AC runs most of the year.
New refrigerants
New systems use A2L refrigerants (R-454B or R-32), so the indoor coil must match the outdoor unit. That's why condenser-only swaps are rare now, and why older R-410A systems cost more to service.
Ducts and access
Leaky or undersized ducts, attic air handlers and rooftop condensers add hours. Whole-house duct replacement runs $2,400–$9,200.
Location: Downtown & Midtown vs North Memphis & Frayser
Downtown & Midtown jobs cost more because of access, parking and older buildings. North Memphis & Frayser quotes usually sit at or a little under the city typical.
Season and urgency
Replacing on your schedule in spring or fall is cheaper than an emergency swap in a heat wave. After-hours repair labor runs $150–$240 an hour.
- Get three quotes for the same system.Same tonnage, same SEER2 rating, model numbers on every quote. Memphis quotes for the same 3-ton swap run anywhere from $3,850 to $8,650.
- Replace before it fails.If your system is 12–15+ years old, replace it in spring or fall. Emergency replacements in peak season leave no room to shop around.
- Right-size the system.Ask for a Manual J load calculation. An oversized AC costs more, cycles on and off, and leaves the house clammy.
- Check your utility for rebates.There is no federal tax credit for systems installed in 2026, but many utilities still pay rebates on efficient heat pumps and AC. Check before you sign; most require pre-approval or a listed contractor.
- Do the AC and furnace together if both are old.One install of both runs $6,300–$15,550, less than two separate jobs.
- Keep up with tune-ups.A yearly tune-up at $70–$190 catches weak capacitors and low refrigerant before they kill a compressor ($1,250–$2,900).
Before you pay a deposit to a Memphis HVAC contractor, get these in writing:
- Tonnage and how it was sized (a Manual J load calculation)
- Model numbers for the outdoor unit and the indoor coil or air handler
- The matched SEER2 (and HSPF2 for a heat pump) rating
- Whether the line set is new, flushed or reused
- Permit, inspection and removal of the old unit
- Thermostat, pad, disconnect and any electrical work
- Parts and labor warranty terms, and who registers the equipment
- Total price, deposit, and start and finish dates
How much does it cost to replace a central AC in Memphis?
$3,850–$8,650 for a 3-ton system on existing ducts, installed, with $5,950 typical in Memphis. Higher-efficiency units, attic or rooftop installs and new line sets push it up.
How much does a heat pump cost in Memphis?
$5,350–$12,150 for a 3-ton heat pump on existing ducts, about $7,750 typical. A high-efficiency zoned system runs $9,700–$20,400.
How much is a new furnace in Memphis?
$2,700–$7,750 for a gas furnace installed, about $4,450 typical. With a new AC at the same time, $6,300–$15,550.
How much does a mini-split cost in Memphis?
$2,450–$5,450 for a 12,000 BTU single zone, $4,350–$9,700 for two zones and $7,750–$17,500 for four.
How much is an AC tune-up in Memphis?
$70–$190 per visit. A yearly plan for AC and furnace runs $140–$430.
How much does AC repair cost in Memphis?
$140–$580 for common fixes like a capacitor or contactor. A refrigerant leak repair with recharge runs $580–$2,400, and a compressor $1,250–$2,900.
What size AC does a Memphis home need?
As a rough guide, 2.5 tons covers about 1,000–1,600 sq ft and 3 tons about 1,600–2,000 sq ft, but insulation, windows and climate change that. Ask for a Manual J load calculation instead of matching the old unit.
Is there a tax credit for a new AC or heat pump in Memphis?
No federal one for 2026: the 25C credit covered improvements made through December 31, 2025. Utility and state rebates may still apply, so check before you buy.
Do I need a permit to replace an AC in Memphis?
Usually, yes. Most US cities and counties require a mechanical permit for an AC or furnace replacement, typically $95–$240, and a licensed contractor normally pulls it.
How much does it cost to add ducts in Memphis?
$2,400–$9,200 for whole-house ductwork, before the AC or heat pump. In many older homes a multi-zone mini-split ($7,750–$17,500 for four zones) costs less.
Prices verified November 2026 · Cross-referenced against 45+ American pricing sources · See methodology
Prices for the Memphis metro area, November 2026. Outer suburbs may vary.
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