$1,500–$4,500 to upgrade a panel from 100A to 200A, typically $2,500, including the panel, breakers, permit and the utility meter pull. A 400A service runs $4,000–$12,000; if the panel only needs more spaces, a subpanel ($400–$1,750) may do.
100A to 200A upgrade: $1,500–$4,500, about $2,500 typical
400A service upgrade: $4,000–$12,000
Subpanel instead: $400–$1,750
Fuse box to breaker panel: $1,500–$4,500
Permit for panel work: $50–$300
Prices verified November 2026 · Cross-referenced against 52+ American pricing sources · See methodology
01 / PricesUSA · November 2026
Electrical panel and service costs (2026)
Installed prices with a licensed electrician. The common job — 100A to 200A — is $1,500–$4,500.
Electrical panel and service costs (2026)Installed, low to high with the typical price marked.
400A service upgrade$7,000$4,000–$12K
Smart panel (replaces the main panel)$5,500$3,000–$9,500
Panel upgrade, 100A → 200A$2,500$1,500–$4,500
Replace a fuse box with a breaker panel$2,500$1,500–$4,500
Replace a Federal Pacific or Zinsco panel$2,500$1,500–$4,000
Move the panel and meter$2,500$1,000–$4,000
Replace the meter box (meter base)$1,200$500–$2,100
Add a subpanel$1,000$400–$1,750
Service upgrade, 60A → 100A$980$850–$1,100
Whole-home surge protector at the panel$500$200–$800
Replace the main breaker$350$200–$600
$0$5,000$10K$15K
Job
Low
Typical
High
Panel upgrade, 100A → 200Ainstalled
$1,500
$2,500
$4,500
Service upgrade, 60A → 100Ainstalled
$850
$980
$1,100
400A service upgradeinstalled
$4,000
$7,000
$12,000
Replace a fuse box with a breaker panelinstalled
$1,500
$2,500
$4,500
Replace a Federal Pacific or Zinsco panelinstalled
$1,500
$2,500
$4,000
Add a subpanelinstalled
$400
$1,000
$1,750
Move the panel and meterinstalled
$1,000
$2,500
$4,000
Smart panel (replaces the main panel)installed
$3,000
$5,500
$9,500
Replace the main breakerinstalled
$200
$350
$600
Replace the meter box (meter base)installed
$500
$1,200
$2,100
Whole-home surge protector at the panelinstalled
$200
$500
$800
Permit for panel or service workper permit
$50
$150
$300
US prices, November 2026. Low is a simple job in a low-cost area; high is a bigger job or a high-cost city.
02 / By city195 cities priced
Does electrical panel upgrade cost change by city?
Yes. The same job costs more where labor and rent cost more. Here's how electrician prices in the biggest US metros compare with the US typical of $90/hr.
Electrician prices in the 12 biggest US metrosEach city's typical electrician price against the US typical of $90/hr.
A 60A or 100A service with plans for an EV charger, heat pump, electric range or hot tub; breakers that trip when two big loads run; no free spaces for new circuits; or a fuse box, Federal Pacific Stab-Lok or Zinsco panel that an inspector or insurer has flagged.
A 200A panel is the standard size for most single-family homes today. Larger all-electric homes with two EV chargers and heat pumps sometimes need 400A service.
02
What's included in a panel upgrade quote
A typical $1,500–$4,500 quote covers the new panel and breakers, grounding and bonding to current code, the permit and inspection, and coordinating the utility's meter pull. The panel itself is only a few hundred dollars; most of the price is licensed labor. Where the 2020 or 2023 NEC is adopted, a whole-home surge protector is required when the panel or service is replaced — check it's in the quote ($200–$800).
Ask whether the meter box ($500–$2,100 to replace) and the service-entrance wires are included. If they need changing, or the utility has to upgrade its line to the house, the price climbs and the timeline depends on the utility.
03
Compare
Upgrade, subpanel or load management?
Start with a load calculation. If the house truly needs more power, upgrade the panel. If the panel is only out of spaces, a subpanel ($400–$1,750) is cheaper. If one new load, like an EV charger, would push you over the line, a load-management device ($400–$1,500) or a charger with built-in load sharing can sometimes avoid the upgrade.
Smart panels ($3,000–$9,500 installed) replace the main panel and let you monitor and switch circuits from your phone. They do not add power from the utility on their own.
04
Permits, the utility and timing
Panel work needs a permit almost everywhere ($50–$300), and the electrician normally pulls it. The work itself is usually about a day, but the utility has to disconnect and reconnect the meter, and in some areas that wait is weeks.
Quotes vary widely by region. Some premium-market contractors quote well above these national ranges, especially when the meter, service wires or utility side also change, so get two written quotes with the same scope.
05
Rebates and tax credits
The federal 25C credit, which covered panels of 200A or more installed with a qualifying heat pump, AC, furnace or water heater, up to $600, ended for improvements made after December 31, 2025. Some utilities and state programs still pay toward panel upgrades tied to heat pumps or EV chargers — check yours before you sign.
06
Worked example
Worked example: a 200A upgrade with the common add-ons
A 100A to 200A upgrade is typically $2,500. Older homes often need two more items. Here is how that adds up.
Line itemCost
100A to 200A panel upgrade (panel, breakers, permit, meter pull)$2,500
Whole-home surge protector, if not already in the quote$500
New meter box, if the old one is rusted or too small$1,200
Total with both add-ons$4,200
Uses typical prices. If your meter box is fine and surge protection is already included, you pay only the first line. Ask for each item on its own line.
07
Compare
Which fix do you actually need?
Not every panel problem needs a full upgrade. Find your situation, then the usual fix.
Adding an EV charger, heat pump or electric range to a 100A home
Load calculation first. Upgrade only if the numbers say so.
$1,500–$4,500
Old 60A service
Upgrade to at least 100A
$850–$1,100
Fuse box
Replace it with a breaker panel
$1,500–$4,500
Federal Pacific or Zinsco panel flagged by an inspector or insurer
Replace the panel
$1,500–$4,000
Main breaker failed, rest of the panel is fine
Replace the main breaker
$200–$600
Panel in a bad spot, or a remodel moves the wall
Move the panel and meter
$1,000–$4,000
Large all-electric home with two EV chargers, a pool or several heat pumps
400A service
$4,000–$12,000
Installed prices with a licensed electrician.
08
Step by step
How a panel upgrade works, step by step
Most of the wait is paperwork and the utility. The work itself is usually one day.
Get a load calculationThe electrician adds up your home's big loads using the electrical code's method. This shows if you need more power or just more breaker spaces. For an EV charger, the code counts it at 7,200 watts or its label rating, whichever is higher.
Get two written quotesAsk for the same scope in both: panel size, meter box, surge protector, grounding and permit. Then compare line by line.
The electrician pulls the permitA permit for panel work runs $50–$300. When you hire a licensed electrician, they buy it, not you.
Book the utilityThe utility has to cut power at the meter and turn it back on. Ask your electrician to set this up. In some areas the wait is weeks.
Install dayPower is off for most of the day. Plan for the fridge, any medical devices and working from home.
InspectionA city inspector checks the work. In many places the power stays off, or the job stays open, until it passes.
Label every breakerAsk for a clear, typed label for each breaker before the electrician leaves. It saves time in every future emergency.
09
Checklist
What your written quote should list
If an item is missing, ask whether it is included or extra.
New panel size in amps, and the number of breaker spaces
Panel brand and model
How many breakers are included, and which are GFCI or AFCI types
A whole-home surge protector. Code since the 2020 edition calls for one when the service is replaced.
Grounding and bonding brought up to code
Meter box: reused or replaced
Service wires and the mast on the outside wall: reused or replaced
An outdoor emergency shutoff, if your city requires one on homes
Permit and inspection fees
Utility fees, and who books the utility
Patching drywall, stucco or siding around the panel
A labor warranty, in writing
10
Watch out
Federal Pacific and Zinsco panels: what the record says
There has been no federal recall. The Consumer Product Safety Commission (CPSC) looked into Federal Pacific Stab-Lok breakers and closed the case in 1983. It did not rule on whether the breakers are safe. It later updated its notice to make that point clear.
So be wary of anyone who says these panels were recalled. The real reasons people replace them are age, worn parts, and home inspectors or insurers who flag them. Replacing one costs $1,500–$4,000, about the same as a normal panel swap.
The CPSC's advice applies to any panel. Don't overload a circuit. Don't just keep resetting a breaker that trips. When in doubt, call a licensed electrician.
11
Watch out
Panel upgrade red flags
Get a second quote if you hear any of these.
Says you need 400A but won't show you a load calculation.
Says Federal Pacific panels were recalled. They were not.
Says a smart panel gives you more power. It doesn't. Only a bigger service from the utility does that.
Asks you to pull the permit yourself.
Plans to pull the meter without the utility's OK.
Won't put the panel brand, size or breaker count in writing.
A 200A price far below $1,500, with no meter box or permit listed.
Wants full payment before the inspection passes.
12
Tip
The federal panel and EV charger credits have both ended
The 25C credit for panels ended for improvements made after December 31, 2025. The 30C credit for home EV chargers covered chargers installed by June 30, 2026. Neither applies to new work now. Check your utility and state for rebates. Planning a charger? A typical install is $1,700. See EV charger cost.
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Panel upgrade, 100A → 200A
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05 / Questions11 answers
Electrical panel upgrade cost: FAQ
How long does a panel upgrade take?
Usually about a day of work — four to eight hours for a straight swap — plus the wait for the permit and the utility's meter disconnect. Expect the power to be off for most of the work day.
Do I need a 200A panel for an EV charger?
Not always. Many 100A homes can add a charger after a load calculation, sometimes with a load-management device. If the math doesn't work, the upgrade is $1,500–$4,500.
Is 400A service worth it?
Only for large all-electric homes with several big loads, such as two EV chargers, heat pumps and a pool. At $4,000–$12,000 it costs roughly three times a 200A upgrade.
Can I still get a tax credit for a panel upgrade?
Not a federal one for new work. The 25C credit ended for improvements made after December 31, 2025. Check your utility and state for panel or electrification rebates.
Should I replace a Federal Pacific or Zinsco panel?
Most electricians and inspectors recommend it, and some insurers require it. It costs $1,500–$4,000, about the same as a standard panel swap.
Who pays for the utility side of an upgrade?
It depends on the utility. Meter work is often included, but a new service line or transformer upgrade can carry a utility fee. Ask the utility and your electrician before you sign.
How do I know what size my electrical panel is?
Look at the large breaker at the top of the panel. That is the main breaker. The number on its handle, such as 100 or 200, is the amps. If you can't find it, check the label inside the panel door or ask an electrician. The meter box and the wires from the utility also limit how much power you can use.
What's the difference between a panel upgrade and a service upgrade?
The panel is the breaker box inside. The service is everything that brings power in: the utility wires, the mast, the meter box and the main breaker. Going from 100A to 200A usually means both. Swapping a panel for a new one of the same size is only a panel job.
Can I replace my own electrical panel?
It is risky, and the rules vary. Some places let owners pull a permit for work on their own home. But the wires coming into the panel stay live even with the main breaker off. Only the utility can cut them, at the meter. Most homeowners should hire a licensed electrician.
Does homeowners insurance pay for a panel upgrade?
Usually not for an upgrade you choose. A policy may pay to fix a panel damaged by a sudden event, such as fire or lightning. Some insurers want fuse boxes or certain old panels replaced before they will cover a home. Ask your insurer and get the answer in writing.
Why are panel upgrade quotes so different?
Mostly scope. One quote may reuse the meter box and service wires. Another may replace them, add a surge protector and patch the wall. The utility may also charge for its side. Line the quotes up item by item before you compare totals.
These are independent estimates built from published cost guides, local city price guides, contractor price pages and federal wage data. No electrician can pay to change them, so always get two or three quotes. Last reviewed November 2026. Read the full methodology →